Transform Non-Individual Account Opening with AI
Automate the entire lifecycle of non-individual account opening — from document ingestion and deed clause extraction to CBS integration. Reduce processing from 45 minutes to under 5.
12,000+
Cases per month
Non-individual accounts processed
45 min
Current avg. TAT
Manual processing time per case
<5 min
With Tangram
AI-assisted review time
3-Level
Scrutiny eliminated
Replaced by AI validation
From 12 Manual Steps to 6 Automated
See how AI orchestration transforms a complex, error-prone manual process into streamlined, auditable automation.
AI Orchestrated Workflow
Automated, accurate, fully compliant
Step 1
Smart Document Ingestion
Drag-and-drop upload with AI-powered OCR and automatic document classification by constitution type.
Step 2
AI Extraction & Clause Intelligence
Structured extraction of entity data, authority clauses, and automatic deed-vs-resolution mismatch detection.
Step 3
UBO Identification & Risk Scoring
AI identifies beneficial owners, calculates shareholding, flags PEPs, and generates a composite risk band score.
Step 4
Automated Public Validation
Parallel API calls to NSDL, GST Portal, MCA, DGFT, and CKYC with real-time status tracking.
Step 5
Single-Level Checker Review
AI pre-populates a 9-point verification checklist. Checker reviews flags only, not raw documents.
Step 6
One-Click CBS Integration
Approved payload pushed to Finacle. Account number and CIF ID returned instantly. CKYC batch auto-queued.
Everything You Need for Account Opening
A comprehensive platform designed specifically for non-individual account processing teams.
AI Clause Extraction
Reads 25-30 page deeds instantly. Extracts authority clauses, operation modes, and amendment terms with confidence scores per field.
Deed vs. Resolution Matching
Compares signatory authority in the partnership deed against the resolution. Flags mismatches and outdated clauses automatically.
Multi-Source Validation
Parallel validation against NSDL (PAN), GST Portal, MCA (ROC), DGFT (IE Code), and CKYC with automatic retry on API failures.
Operations Dashboard
Monitor case pipeline, SLA compliance, validation pass rates, and risk distribution across branches in real time.
Enterprise-Grade Audit
Every extraction, override, approval, and rejection is timestamped and logged. Full observability for regulatory comfort.
CBS Auto-Integration
One-click push to Finacle with pre-validated payloads. Account number and CIF ID returned instantly. CKYC batch queued automatically.
Ready to Transform Your Account Opening?
Join leading banks that have already automated their non-individual account processing.